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Asset Based Investment Funding

Residential & Commercial Investor Loans

Purchase & Rehab Loans

Loan Programs Available:

70% ARV Loan Program
(Purchase & Rehab Money Loan Program)

  • Lending Territory: Texas and Colorado
  • Property types: All Real Property considered
  • Security: 1st Mortgage or Deed of Trust
  • Loan Amounts: From $50,000 to $1,000,000; All loans are considered on a case-by-case basis. Minimum ARV (after repair value) is $85,000
  • Loan Term: Up to 1 Year
  • Loan-to-Value: Up to 70%
  • Interest Rates: 14%
  • Origination Fees: 5%
  • Appraisal or Inspection Fees: Appraisals and Inspections will be required.
  • Amortization: Interest Only
  • Prepayment Penalty: None
  • Insurance: 12 Month Vacant Property or Rental Property Insurance required for all transactions
  • Closing: 10-30 day Closings (Lender requires 3 days to review documents from title company)

New and Experienced Real Estate Investors can now obtain 100% of the funds needed to Purchase investment property PLUS the funds needed for rehab. Please read these Frequently Asked Questions (FAQ) for more information.

The Benefit To the Borrower:
-100% financing (up to a maximum 70% ARV)**
- Experienced, reputable, professional, direct Hard Money Lender
- One source for fast, complete fulfillment of all Investor loans
EXAMPLE:
Funding, for qualified investors, of 100% of the purchase price, up to 70% ARV (After Rehab Value)*. On a house with an ARV of $150,000 that means an investor could qualify to borrow up to $105,000 to acquire & rehab the property. If they are able to buy house for $95,000 and it needs $10,000 in rehab the investor would be able to borrow 100% of the Rehab and purchase costs..
* ARV based upon sold comps and DHLC's assessment of value.
** Real Estate Investor is still responsible for Closing Costs, Insurance, Title Policy and any other fees/costs associated with obtaining the Hard Asset loan.

Items REQUIRED for closing:
Proof of Insurance
Title Commitment
Mortgagee Policy
Affidavit of Non-Homestead
Automatic Drafting Agreement
Completed Application
Appraisal
Inspection Report
Repair Estimates/Bids
Flood Certificate
Home Warranty

This is not an offer to lend money in any jurisdiction where it is unlawful. All rates and terms are subject to change without notice, and are subject to satisfactory due diligence and underwriting.


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